A full-timers package is a type of recreational insurance that helps RV owners get more coverage if they live in their RV for at least half the year. Here, we’ll look at what it entails and why it’s a valuable asset for anyone who doesn’t want to take their chances.
What Is a Full-Timers Package?
A full-timers package is higher coverage, though there aren’t any set limits. Your coverage specifications will vary based on your carrier and the terms they offer. However, in general, you can expect anything from higher liability to more personal property coverage. You can also expect loss of use coverage, meaning if your RV becomes uninhabitable and you need to move out for a month or two, you can expect your insurance to cover some of the costs.
Why It Matters
Consider that when you live in an RV, you’re more likely to face anything from theft to medical expenses. For example, if you invite a guest over for a barbecue and they trip on your pet’s chew toy, you could be held liable for any resulting injuries. At Greater Tulsa Insurance Inc., we help RVers in Tulsa, OK, understand the risks involved with owning an RV and how those risks compound when you spend more time in it.
Recreational insurance in Tulsa, OK, is much like any other type of insurance: If you own the asset outright and you don’t use it very often, you can get away with just a small amount of coverage. However, if you spend more time there than you do in a domicile, contact Greater Tulsa Insurance Inc. to see whether it makes sense to consider a more comprehensive package.
