Your family and the assets you’ve worked for are important. Insurance protects them, but sometimes coverage is lacking. Therefore, it’s vital to consider umbrella insurance from Greater Tulsa Insurance Inc.
Umbrella insurance fills in the coverage gaps from other insurance policies. It adds additional liability coverage over and above standard insurance policies. This includes homeowner or auto insurance.
Let’s say you’re in a big car accident and must cover medical and car replacement costs. Umbrella insurance will help cover these fees. It gives you the extra coverage you need.
At-fault accidents can happen to anybody. When it’s time to pay the exorbitant amounts, an umbrella insurance policy will help. It saves you from paying out of pocket for legal or medical bills if you’re found responsible.
For example, let’s say the judge rules you’re at fault when your friend gets hurt swimming in the pool. An umbrella insurance policy will cover your expenses - up to the limit of your policy.
Some people refer to umbrella insurance as excess liability protection. They are different.
Excess liability insurance provides coverage for the same risks as your general policy. They also have the same exclusions.
Let’s say you have excess liability coverage on your homeowner’s insurance policy. This likely protects you in the event someone gets injured at your home. But it won’t cover a slander or libel settlement. Regular homeowner liability insurance doesn’t cover defamation. An umbrella policy provides excellent coverage for your original insurance plan. It also adds protection for other risks.
The most significant benefit of an umbrella policy is the extra coverage. Are you interested in learning more? Contact us about umbrella insurance in the Broken Arrow, OK area.
James and Kelsey are truly wonderful people. They work so hard for their clients and put everything into what they do. Trusting them with your insurance is the smartest and easiest thing you can do! If you are already a customer, make sure to leave them a review so others will see what they are missing out on!
James and Kelsey are always so helpful, no matter what time of day it is! They go above and beyond every single time to make sure you are taken care of, and have the best policy for you and your family. I have been so satisfied with their service for over 4 years now. Take the chance on them and let them give you a quote, to see if they can save your money as well, and you'll gain the best insurance agents out there!
James and Kelsey are superb insurance agents. We had a house flood that destroyed our floors and walls in our house. It was a very stressful time for the whole family but luckily we had James and Kelsey to walk us through the whole claims process. They even made multiple phone calls to the insurance company on our behalf to get us what we deserve.
They are wonderful people who know their stuff thank you for helping us in our time of need.
I highly recommend them.
I needed to change insurance, James brown ins was very informative, friendly and matched me with the best rate for my situation. I was impressed because when he said that he would call at a certain time, he did very dependable, just put your insurance needs in his hand and they will do the work for you, all you have to do is relax. loved it, they were great
Honesty and integrity are very hard to find, especially in the insurance world, but these people are salt of the Earth! I'm so glad to have Greater Tulsa Insurance to help with my insurance needs. They are always dependable and courteous.