If you’re planning to include a non-motorized motorhome in your weekend or over-the-road travel plans, having the right insurance coverage ensures a secure and worry-free adventure. At Greater Tulsa Insurance Inc., we’re here to help you determine the coverage that best fits your needs and protects your travel investment.
What Is Considered a Non-Motorized Motorhome?
While many people associate motorhomes with self-powered vehicles like Class A, B, and C RVs, non-motorized motorhomes are also part of the category. These include fifth wheels, towed campers, toy haulers, and travel trailers. These types of motorhomes rely on a towing vehicle for mobility, making their insurance needs slightly different.
Recommended Insurance for Non-Motorized Motorhomes
In Tulsa, OK, non-motorized motorhome owners are not legally required to have a separate insurance policy. Typically, the insurance policy for the towing vehicle extends to cover the motorhome, particularly for liability coverage. This means any damage your motorhome causes to others is generally included under your auto insurance policy.
If your motorhome is financed, it’s important to check with your lender to see if additional coverage is required beyond your auto insurance. Additionally, you may want to review your homeowner’s policy to determine if it provides coverage for the motorhome while it’s parked on your property or stored in a facility.
For added protection, consider purchasing a separate policy with comprehensive and collision coverage. This type of policy can safeguard your motorhome against risks such as vandalism, theft, and weather-related events. Comprehensive coverage ensures your investment is protected, giving you financial security in case of unexpected incidents.
Contact Us
Travel with confidence by working with the agents at Greater Tulsa Insurance Inc. We’ll help you secure the right coverage for your non-motorized motorhome, ensuring you’re protected from bumper to bumper and everything in between. Contact us today to get started!
